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“APR” Exposed
The scandalous world of APR is actually not so scandalous… It was designed to be a tool for consumers to use to shop for the best mortgage product. The problem is that it is confusing for so many...
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“Applying for Credit” during your Loan Process?
Are you thinking about financing a washer and dryer for your new home? How about a new refrigerator? Well, please hear my words of caution! There are new lending procedures that could cause a delay...
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Amortization – A Dirty Word?
Amortization may not have four letters, but for many people, it’s so hard to understand that it often feels like a four letter word (or is at least followed by a four letter word). I’m here to set the...
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Assets – Show Me The Money!
One of my favorite movies is “Jerry Maguire” for so many reasons, but one of which is the scene where Tom Cruise is shouting at the top of his lungs “Show Me the Money!” Do you feel like you or your...
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Budgeting –“I Wanna Be a Billionaire…”
Travie McCoy’s song “Billionaire” has reached the top 10 songs across the US Billboard charts on several occasions; it has been downloaded and played by millions. But, why is it so popular? Of course...
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The Low Down on the Buy-Down
This week’s “B” topic is the “Buy-down.” This term used to be very popular within the mortgage industry a few years ago. However, it seems to have lost its popularity recently…At least the term has…...
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Balloon – Is Your Mortgage Full of Hot Air?
Balloon loans aren’t seen very often these days, but they are still seen on occasion in 2nd mortgages. So, I thought it would still be beneficial for us to talk about them in case you are considering a...
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Credit Scores – Master the Mystery
Credit scoring is one of the least understood topics when you are getting a mortgage. So, as our first “C” topic of the month, I think it is fitting that we start with this daunting word. I’m not a...
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Credit Paparazzi! (I mean… Credit Reporting Agencies)
Bright lights and cameras flashing! Are you thinking about a rock star or about a scandal right now? Well, your credit report can make you feel like either one depending on where you score is. So many...
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Batman and Robin: The Dynamic Duo?
I know what you’re thinking… “Why is there a question mark at the end of this? They are SO the Dynamic Duo!!” Ha! Well, while I COMPLETELY agree, this post is more about the relationship that those two...
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Documents To Gather: The Golden Egg!
Watching my children hunt for Easter Eggs a couple of weeks ago was so much fun. They ran with eyes wide open and big smiles on their faces to try to find the eggs with the best goodies inside them....
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